our program
Credit Card ReliefTM is an attorney driven debt compromise program specializing in helping individuals
and families get out of debt. This program only deals with unsecured debt (credit cards, medical bills, unsecured personal loans, etc.). Credit Card ReliefTM does not accept secured loans like a mortgage or
car loan.
How Does It Work?
When a prospective client calls after hearing one of our commercials they are greeted by an Enrollment Specialist. This professional staff member discusses the personal financial situation with the client such as the amount of their credit card debt, whether or not they have ever been late in paying any of their cards, and confirms their state of residence.
After this preliminary conversation, the Enrollment Specialist explains the program and how it works
and how much it will cost. The cost estimate is based upon the client making a monthly payment to
The Enrolled Members Trust for the future benefit of their creditors. This amount is usually between 2
and 3 percent of the client's total unsecured debt.
As funds accumulate in the third party independent Trust, the Local Particpating Program Attorney begins exploring settlement possibilities with each of the creditors that are on file for the client.
When enough funds accumulate in the trust to generate an offer at a discount at the time of settlement, the Local Participating Program Attorney contacts both the client and the creditor to generate an offer. If the offer is accepted, the client, the client's Local Participating Program Attorney, and the Trust pay the creditor the agreed settlement price. The debt is then marked settled and documentation is obtained to indicate this fact.
How Much Does It Cost?
We consider our fees some of the most competitive in the industry, particularly for an attorney based program. Please call today to speak with an Enrollment Specialist who will be happy to review our fees and provide a free, no obligation, consultation.
Why Does it Work?
In the last decade we have mediated over $150 million dollars in unsecured debt for thousands of clients throughout the United States. Our attorney driven model has a ten year plus track record with both creditors and debtors. In short, we know what we are doing and understand the best time to negotiate settlements based upon funds availability. We don't make promises we can't keep.
It All Starts with The Credit Card Trap >>
Getting Started
Podcasts
- Welcome to Credit Card Relief
- Collection Calls and How to Handle Them
- Family Budgets Made Fun & Easy
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