Posted by DK NewMedia
Not only do these offers kill trees, fill up your trash bin and tempt you unnecessarily, but you also run the risk of having someone steal the paperwork and your identity. But there is a way to stop these credit card offers from showing up. All you have to do is have your name removed from the mailing lists of the three major credit bureaus. Equifax, Trans Union and Experian are some of the biggest offenders when it comes to selling your name and information to the credit card companies. Taking your name off their mailing list takes only a few minutes, and you can choose to block credit card offers for two years, 5 years or even permanently. There are two ways to opt out. The first is to call the Opt Out Request Line at 1-888-567-8688. You can also fill out the form online to block credit offers from being sent to you in the mail. The entire process takes less than 15 minutes and won't hurt your credit score. You won’t have to submit a lot of personal information, just your name, address and telephone number. In most cases you can opt out without providing a social security number. (You can also choose to opt back in at anytime.) It may take a few months before you see the offers start to taper off as the request works it’s way through the system. But it's worth the effort if you're trying to pay down debt and avoid opening up new lines of credit. Contact CCRNow for more tips on managing your debt or finances. Click here to learn more about eliminating debt without bankruptcy, or call 1.866.345.3077 to get advice from a trained specialist right now.
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