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Steps to a debt free life with ccrnow

When you enroll in CCRNow's unique Attorney-driven, Credit Card Relief program, you are putting a team of experts to work for you to do what may seem next to the impossible - get your creditors to discharge your debt while accepting a settlement that is less than what you owe. Our program has made the difference for thousands of people struggling with mounting debt. They have been able to get out of debt honorably in a fraction of the time it typically takes just paying the minimums, all while saving thousands in interest, fees, and penalties.

It costs you nothing to see if our program is right for your financial situation and once enrolled, you still pay nothing until our mediation team negotiates a settlement for you with one of your creditors. In just a few easy steps, you too could begin to live a life free of the burden of debt and begin to build a more financially secure future for yourself and your family.

See How Easy Our Five Step Program For Becoming Debt-Free Can Be:

Complete an Enrollment Application - The enrollment process is very simple. You can begin to enroll on-line, yourself, via our secure web application or work with one of our experienced Enrollment Specialists to complete the process. You will be given a personal login account and all information entered is encrypted and handled in strict accordance with our Privacy Policy. Data collected during this application process is used in the subsequent steps to: 1) help develop a debt relief plan that best fits your financial situation, and 2) demonstrate hardship with your creditors when it comes time to negotiate a settlement. Your Enrollment Specialist will help you finalize the enrollment paperwork, answer all your questions, and get you started toward debt recovery.
Application Review and Your Personalized Debt Relief Plan - Your completed application package is then reviewed by our Processing Department to ensure that the paperwork is complete. From there your application goes to our Underwriting Department where a Client Care Specialist will work directly with you to develop a plan, set expectations, and prepare your package for final review by your Program Attorney. This planning step includes a detailed review of your financial statement to help you determine a comfortable and adequate monthly payment into your Enrolled Members Trust Account for settling debt with your creditors.
Program Attorney Review and Acceptance - Your program attorney will review your application to ensure our program is the right solution for your situation. Upon approval, your account is established and the mediation team will begin immediate execution of your debt relief strategy.
Funding Your Trust Account - You will be directed to stop paying your creditors and start making one convenient monthly payment into The Enrolled Members Trust Account for settlement with your creditors. This account, held by a national bank serving as an independent third-party trustee, is designed to protect your money and establishes a secure, documented transaction with your Creditor at the time of settlement. You have full control of this account and no money can be accessed to settle any debts without your permission. It is important to remember that the goal of our mediation team is to get you the best possible settlement, as quickly as possible. But, the rate at which your debts can be settled is dependent on your commitment and diligence to building up sufficient funds in your trust account.
Approve Settlements and Monitor Your Progress - Now you can stop worrying and let the mediation team and your Program Attorney go to work for you. With their knowledge, experience, and established creditor relationships, they have the leverage to negotiate with your creditors to get you the best settlement possible. As soon as adequate funds have accumulated in your Trust account and an offer can be made, you will be contacted for approval and acknowledgement before a settlement is finalized. Remember, you pay nothing until we settle a debt. And, with our custom client portal, you will be able to monitor your progress on-line, with access to information such as each negotiated settlement, the cost of each settlement transaction, and the amount of money you have saved compared to your original debt.

Don't wait another day to make the decision to tackle your financial problems. Just think how great a life free of debt could feel! But don't take our word for it; read what some of our many happy clients have to say in these Testimonials and Success Stories.