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Posted by Matt Zentz
If you are like a growing group of people that are struggling to keep up with your ever growing credit card debt you are probably experiencing the incredibly frustrating experience of collection calls. These credit card companies have a singular mission to get whatever money they can from you before you give it to the next credit card company. They use the telephone, it's actually a computer that auto dials your number sometimes as much as ten times a day. They frequently don't leave messages, the caller id usually says "blocked" or "withheld" or "private". If they do leave a message it is usually in the form of a thinly veiled threat or over exaggerated importance of the call. They are allowed to start calling at 8am and have to stop at 10pm. That's 14 hours of uninterrupted telephone harassment. If you have six cards that can be as many as sixty or more calls every day, seven days a week. Are you ready to change your phone number yet? If you do, be careful. Let's say you have one credit card you keep out of the program and use. They will want your new number and when you give it to them they will share it with every credit card company in the country. The short term solution is to pay the card you have kept out of the program in a timely manner. Don't volunteer the new phone number until they insist on it. But be prepared for a letter asking for your new number. Now to answer the original question "does debt ever take a holiday"? The answer is "no", the interest rate clock just keeps on ticking and adding up. However, there is a bright spot on the horizon. We just experienced it. Credit card companies don't call on Christmas day. Oh well another 295 days to go until the phones are silent again for at least 24 hours. Want to stop the madness? Take control of your finances and your telephone and call Credit Card Relief toll free 888-674-6540. We've been helping people get out of debt in months instead of years all while saving thousands of dollars. Remember the consultation is free and the relief is real! |
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